We are glued to our phones and computers – and now more than ever, cyber attacks and scams are mainstream. They're not just hitting major corporations; they're hitting small businesses and individuals using home and public Wi-Fi networks. The advent of 5G and our economy's Work From Home (WFH) culture only exacerbate the problem. Everyone is working at unusual hours and on weekends, so it's getting harder to tell if network access is normal or suspicious. In the home, the Internet of Things (IoT) is booming, as devices and appliances are more and more connected, like your dad’s new grill, a smart refrigerator, or alarm system that keeps your family safe by sending alerts. This puts a new spin on securing your home (and its network) as much as your employer would for their networks. We thought that some tips on how to be more 'cyber-ready' would come in handy, so we asked a trusted source (Molly's fiancé, Bobby) who has insured businesses against cyber attacks for nearly a decade, for his top 5. While he disclaims that he is not a security professional or expert, he wanted to pass along his research and personal viewpoints (neither those of his current nor former employer). Please consult a security professional for clarification to any of this information or to learn more about cybersecurity in general. This stuff is not going away! Here it goes...